Privacy Policy

  1. Use of Our Website or Services: You will be able to use Our Website or Services as per Term of Use.
  2. Information collected by Loan Sahara:
    1. Information provided by users through our Website or Services and at the time of registration, use the facilities and services available, information automatically received and collected will include details required for availing respective Services.
    2. Information from credit bureaus and customer service providers to help Loan Sahara with customer verification and diligence required for Loan Sahara.
    3. Log information: Domain server through which the User accesses the App Search queries, IP address, crashes, date and time.
    4. Device information: With your permission, we may collect and monitor Type of device (including storage, hardware model, operating system and version, installed apps, WiFi, mobile network) used by the User, personal information stored by third parties like social networking sites, information pertaining to your device and your usage thereof, including, inter alia, the names of the other applications on your mobile device and how you use them, list of accounts for credit profile enrichment.
    5. Contacts: With your permission, we may collect contact information to automatically detect references information for your customized credit scoring.
    6. Location: With your permission, we may receive, collect and analyse your location information which may be accessed through a variety of methods including, inter alia, GPS, IP address, and cell tower location and, your precise location based on GPS data. In the event of IP detection failure, we will collect the last cached location as your current location. We may collect location information for validating your address and to increase the chances of your loan approval, even when the application is closed or not in use.
    7. Local storage: Browser web storage, application data caches.
    8. Cookies and similar technologies.
    9. Details required for administration or services and product improvement.
    10. Feedback given by you.
    11. Termination of account: While you can terminate your account as per terms of use, your information may remain stored in archive on our servers even after the deletion or the termination of your account.
    12. Retention of information collected: The information collected from you will be retained during the
      1. validity of your Account and for the purpose of submission of such information,
      2. As consented by you while creating your User Account
      3. As required by any regulatory norms including but not limited to the norms prescribed under Prevention of Money Laundering Act, 2002
    13. We ask visitors to our site to provide customer reviews and feedback on our site.
  3. Use of information collected by Loan Sahara: The information will be used by Loan Sahara for the following:
    1. To provide products or services you have requested.
    2. To provide information to our partners to assist in making credit decisions about you.
    3. To help investigate violations of our terms of use or to defend against legal claims.
    4. To disclose the information under special circumstances such as compliance with the applicable local law, court summons, court orders, requests/order from legal authorities or law enforcement agencies requiring such disclosure.
    5. Search credit bureaus, generate credit reports and fraud prevention agencies.
    6. To get in touch with you when necessary and contact you by email, SMS, letter, telephone or in any other way about our products and services.
    7. To identify, prevent, detect or tackle fraud, money laundering, terrorism and other crimes.
    8. To form a view of you as an individual and to identify, develop or improve products, that may be of interest to you.
    9. Provide information to independent external bodies such as governmental departments and agencies, universities and similar to carry out research.
    10. Perform other administrative and operational purposes including the testing of systems.
    11. Trace your whereabouts.
    12. Recover any payments you owe to Loan Sahara.
    13. Recover any payments you owe to Loan Sahara.
    14. To show you advertisements.
    15. Contact you as a survey respondent.
    16. To maintain records under applicable law or a may apply to pursuant to agreements executed by Loan Sahara.
    17. Carry out, monitor and analyse our business, Carry out market research, business, and statistical analysis and also direct our efforts for product improvement.
    18. Carry out audits.
    19. Location information – for validating your address and to increase the chances of your loan approval.
    20. Contacts information - to automatically detect references information for your customized credit scoring
    21. Information about Apps and Accounts – for credit profile enrichment.
    22. to avail identity verification services
    23. To generate and maintain User profiles, to provide personalized features, to facilitate collection activities, to maintain regular communications with the User
    24. To use/modify/display, distribute and create new material from the information you provide
  4. Specific consent
    1. You consent and grant us authority to share your information with third parties to
      1. provide the product or service you have requested;
      2. To enable them to contact you or to certain service partners in order to respond to your queries / comments or to resolve service issues and to serve you better and
      3. to collect information about you as mentioned in section 2 of this Privacy Policy and use the same for those purpose mentioned in section 3 of this Privacy Policy.
    2. By using the Website/APP you authorize us, our affiliates & our associate partners to contact you via email or phone call or sms and offer you their services/ product, imparting product knowledge, offer promotional offers running on their websites & offers offered by the associated third parties. Irrespective of the fact if also you have registered yourself under DND or DNC or NCPR service, you still authorize to give you a call from Loan Sahara & its associates/partners for the above-mentioned purposes.
    3. By providing information, you automatically agree, or promise that the owner of such information has expressly agreed to allow or license, as the case may be, us to use the information in the manner set out in this Privacy Policy, without the payment of any fees, to the extent permitted by law, also use, license, reproduce, distribute disclose, and aggregate, non-personally identifiable information that is derived through your use of the App and you hereby provide consent for the same.
  5. Sharing Of Information Loan Sahara shall not will not rent, sell or share User information and will not disclose any of the User’s personally identifiable information to third parties, except the disclosure is
    1. pursuant to obtaining the User’s permission
    2. in connection with disclosure to financial institutions and banks
    3. in connection with the services being rendered through the App
    4. help investigate, prevent or take action regarding unlawful and illegal activities
    5. special circumstances such as compliance with court orders.
  6. Security: Your account information is stored in an access controlled facility and is password-protected for your privacy and security. We do not warrant that such User information may not be misused in the event our safeguards and protocols are breached by a malicious third-party. Your use of the App is at your sole risk and discretion. You shall be the custodian of your password and comply with the applicable terms mentioned in the Website/Application in this regard., We are not liable to actions of other users with whom you may choose to share your information. The collection, usage, and sharing of User information are in compliance with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 and other applicable laws.
  7. Procedure for removing username from the record: User desirous of having his/her name and other details removed from the records of Loan Sahara, on receiving the User’s written request to that effect Loan Sahara shall, subject to the terms hereof, remove and/delete all such information, as for as possible. User wishes no longer to receive notifications, may send request to Loan Sahara reserves the right to close the User account if the User opts out of receiving certain crucial notices that are required to perform the services through its App. Users may not opt-out of receiving notifications about due or past due amounts that the User owes to Loan Sahara.
  8. Procedure For Correcting Inaccuracies: Users may correct any mistakes, errors in information online.
  9. Changes in Privacy Policy: Our Privacy Policy might change from time to time, and Loan Sahara will provide notice of it on your email address linked to your Account or can be seen by you in our Website.
  10. Incorporation of Privacy Policy to the Terms of use: This Privacy Policy is incorporated to the Terms of use (Terms) and other specific terms of this Website/APP/Account.
  11. Contact:For any information regarding the Privacy Policy, please contact

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